When inspiration strikes, Affirm helps you say yes without giving up financial control.
Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Pay at your own pace
With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments
Prequalify now or select Affirm at checkout
How Affirm Works
Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Choose how to pay
Pick the plan that fits your budget. You'll never pay late or hidden fees.
Pay over time
Make payments at affirm.com or in the Affirm app. You'll also get reminders by text and email.
Buy with Confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
TRANSPARENT
You’ll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.
FLEXIBLE
You choose the payment schedule that works best for you.
FAIR
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
FAQ
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes — you can return an item you bought with Affirm by initiating the return process with the store.
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.
You can find more information on Affirm's Help Center.
You can find more information on Affirm's Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
If you place an order using Affirm, you must use your shipping ZIP code, not your billing ZIP code, to look up the order.